ExxonMobil Fleet Cards Review: Are They Right for Your Fleet?

Are you interested in using an ExxonMobil fuel card to power your fleet but don’t know which option is right for you? In this article, we do a deep dive into ExxonMobil’s two fuel card offerings: the BusinessPro, which is for gas-powered businesses with fleets of any size, and the FleetPro, which is for businesses with mixed- and diesel-driven fleets.

We’ll explore how each option can lower your costs, provide important information about your fleet, and protect your funds from unauthorized access.

If you need more information before making your decision, check out our guide to the best fuel cards of 2024. Otherwise, read on to learn everything you need to know about ExxonMobil’s fuel card offerings.

Short on Time? Here Are the Key Takeaways

• ExxonMobil offers two fuel card options: the BusinessPro Fuel Card and the FleetPro Fuel Card, each targeted to different needs and fleet types.
• The BusinessPro Fuel Card is designed for gas-powered fleets and allows businesses to earn up to $0.06 per gallon at Exxon and Mobil locations.
• The FleetPro Fuel Card offers customized pricing options with diesel-focused discounts and is designed for mixed gas-and-diesel fleets.
• Both ExxonMobil fuel cards give you access to advanced fleet tracking, data management, analytics reporting, spending and access controls, and more.

What Fuel Cards Does ExxonMobil Offer?

ExxonMobil offers two fuel cards: the BusinessPro Fuel Card and the FleetPro Fuel Card. Each option is geared towards a different type of business, depending on whether your fleet uses regular gasoline, diesel fuel, or both, whether you have a few vehicles or an entire fleet, and whether you want rewards on gas station shop items in addition to fuel rewards.

The ExxonMobil BusinessPro Fuel Card

The ExxonMobil BusinessPro Fuel Card is designed for businesses of any size with gas-powered fleets. Its benefits include discounts at the pump and a wide usage area, plus online account tools and reporting. Let’s dive into the benefits and drawbacks below.

Benefits of the ExxonMobil BusinessPro Fuel Card

• Discounts at the pump: the BusinessPro Fuel Card allows users to earn back up to $0.06 per gallon at Exxon and Mobil locations, depending on how many gallons you purchase per month. If the price per gallon is $4.00, this means saving 1.5% per gallon. This can add up to significant savings over time, especially if you have several vehicles or a large fleet. The BusinessPro savings structure is as follows (as of August 12, 2024):

• Wide usage area: If you don’t want to pay extra fees, the BusinessPro Fuel Card is accepted only at Exxon and Mobil locations. But if you’re happy to pay, you can have it accepted at 95% of US gas stations. That means your business can refuel anywhere, anytime, at almost any gas station in the US.
• Track fuel expenses automatically: ExxonMobil’s online and mobile portals offer up-to-the-minute visibility into fuel purchases across your company. This eliminates the need to chase down lost fuel receipts and gives you valuable information about spending patterns, budget adherence, and driver behavior.
• Top-of-the-line security: ExxonMobil offers extensive online security measures like end-to-end encryption, two-factor authentication, firewalls, and remote backups. You also get secure PINs at the pump, spending controls, and detailed reporting to help you protect your fuel budget and identify discrepancies.
• 24/7 customer service: the ExxonMobil service team is always available by phone or web contact form to answer questions, solve problems, and help you get the most value from your BusinessPro Fuel Card. Users can fill out the contact form to receive a response from ExxonMobil team via email.
• Extensive expense tracking and controls: the BusinessPro Fuel Card allows you to track spending by employee, location, time of day, and more. You can also set purchase limits for your business as a whole or individual drivers. In addition, you can customize purchase limits by amount, location, authorized times, and even product type.

Drawbacks of the ExxonMobil BusinessPro Fuel Card

The account setup fee and monthly fees associated with the card (discussed below) could be significant for businesses with a lot of vehicles.

ExxonMobil BusinessPro Fuel Card Costs and Fees

• The private label BusinessPro fuel card, which can be used at 12,000 Exxon and Mobil fuel stations in the US, but not at non-ExxonMobil stations, is free to open and use.
• If you want to extend network acceptance to 95% of U.S. retail fueling locations, additional fees apply. These fees include a $40 one-time charge to set up your account, followed by a fee of $2 per month, per card.
• Whether you choose the private label option or the wider acceptance option, you’ll be eligible for the same rebates at Exxon and Mobile gas stations. The wider acceptance option simply allows you to extend network coverage and refuel almost anywhere.

The ExxonMobil FleetPro Fuel Card

The ExxonMobil FleetPro Fuel Card is designed for businesses with mixed and diesel-driven fleets. Below, we’ll look at the benefits and drawbacks of this card in more detail.

Benefits of the ExxonMobil FleetPro Fuel Card

• Customized pricing with diesel-focused discounts: ExxonMobil offers custom volume pricing within the Exxon and Mobil unified commercial and retail network on gasoline and, unlike the BusinessPro fuel card, on diesel fuel as well. That means that you’ll have the opportunity to negotiate rates with ExxonMobil and if your fleet is large, gain access to higher discounts on fuel.
• Drivers earn rewards: with Exxon Mobil Rewards+, drivers can earn points at Exxon and Mobil stations for discounts on fuel, store items, and more. Driver discounts mean that your drivers will feel happier and better cared for while they’re on the road for you.
• Wide usage area: the FleetPro Fuel Card is accepted at 12,000 Exxon and Mobil locations plus 800+ commercial fueling stations around the United States. That means you’re covered whether your fleet utilizes commercial refuelling stations or retail pumps.
• Backed by Mastercard: Mastercard has exceptionally wide coverage and is a trusted credit card brand, so you know that the FleetPro Fuel Card will be accepted almost anywhere, in the US or otherwise.
• Top-of-the-line security: ExxonMobil offers extensive online security measures like end-to-end encryption, two-factor authentication, firewalls, and remote backups. It also offers secure PINs at the pump, spending controls, expanded custom prompts, data collection options, and consolidated reporting and invoicing.
• 24/7 customer service: call the ExxonMobil or Mastercard service teams any time to get your questions answered, find solutions to problems, and get the most value from your FleetPro Fuel Card.

Drawbacks of the ExxonMobil FleetPro Fuel Card

The main drawback is the lack of a clearly specified discount on fuel. Instead of offering a few cents off per gallon, or a small percentage cash back, you’ll have to determine a discounted rate per gallon based on the size and needs of your business. The larger your fleet is, the larger the discount will be, and vice versa.

ExxonMobil FleetPro Fuel Card Costs and Fees

Similarly to the BusinessPro fuel card, the FleetPro fuel card has two versions: a free, private label version that only works at Exxon and Mobil gas stations, and a more widely accepted version that works at 95% of US gas stations (but only offers benefits on ExxonMobil fuel). As with the BusinessPro card, the widely accepted option costs $40 to set up, followed by $2 per month, per card.

How do ExxonMobil’s Fuel Cards Compare to Competitors?

Not sure if Exxon Mobil’s fuel cards are for you? See how they compare to two competitors: the Edenred Essentials Fuel Card and Comdata’s fuel cards.

ExxonMobil vs. the Edenred Essentials Fuel Card

Similarly to ExxonMobil, Edenred offers fuel cards plus various financial tools, data analytics, and spending controls. The Edenred Essentials Fuel Card offers two service options: the Fuel Only and the Fuel & More plans, designed for those looking only for gas and EV benefits, or for those looking for coverage of their gas, EV, tolls, maintenance, parking, car washes, and more.

The Edenred Essentials fuel card is under the Visa umbrella, so it’s accepted at most gas stations, EV charging stations, and service locations. Just like with the ExxonMobil BusinessPro and Fleet Pro fuel cards, the Edenred Essential fuel card offers data analytics and reporting, real-time expense tracking, spending controls, and security features.

The Edenred Essentials Fuel Card provides users with rebates on fuel usage via a tiered structure. Rebates start at $0.01 per gallon for monthly gallons of 1 to 3,999, all the way up to $0.04 per gallon for monthly gallons of 30,000 to 9,999,999.

Read through our full Edenred Essentials fuel card review for more details.

ExxonMobil vs. the Comdata Fuel Card

Comdata is a popular payment and operations solutions company servicing the trucking and transportation industries. As with ExxonMobil, Comdata offers fuel cards, fleet management features, data tracking, spending controls, and security.

Comdata offers four fuel cards in two networks: the Comdata Connect Card, the Comdata Fleet Card, the Comdata OnRoad Card, and the Comdata Mastercard. These cards operate on either the Comdata Proprietary Network, the Mastercard Network, or both. Each card is slightly different, but all offer fuel and transportation benefits.

The Comdata Fleet fuel card is the standard fuel card offering, providing discounts of up to $0.25 per gallon at more than 8,000 truck stops across the United States. Comdata also offers fleet management and logistics solutions, spending and user access controls, advanced fraud control, and more.

While $0.25 per gallon is significant compared to competitors, the downside is that Comdata charges $50 to set up a fuel card account, followed by a monthly fee of $8 per card. However, all fuel will be purchased at the cash price, which is usually $0.05 to $0.10 per gallon lower than the credit card price.

Take a look at our full Comdata fuel card review to learn more.

How We Reviewed ExxonMobil Fleet Cards